I receive the reduced married woman's pension. My husband is about to go into a private nursing home. Will his state pension stop or will I still receive his pension? We have been married for 53 years and I paid the reduced National Insurance married woman's contributions so therefore my own pension is very minimal. I would appreciate your advice.
'Triple lock might have added ￡7, hardly a king's ransom': Furious pensioners reveal bitter price of abandoning the pledge
Pensioners who thought that their state pension would be protected by the so-called 'triple lock' are furious that this promise is now to be broken. The promise would have cost the Treasury ￡3billion to fulfil. Yet the Government has decided to weasel out of it by dismantling the triple lock for a year. But having broken it once, there are fears it could just as easily break it again in the near future.
How will Boris stand up to the challenge of Britain-for-sale? Bigger bids are yet to come, says?ALEX BRUMMER
The current view among City takeover advisers is that the coming months could see larger eye-catching takeover deals which will test all those involved. Top target is BT. Another big potential target is all or part of GlaxoSmithKline. It is going through a difficult transition under chief executive Emma Walmsley with activists Elliott busy shaking the tree. With so much good science, R&D and UK production bound up in GSK it would be a very hard deal for the Government to let happen.
HAMISH MCRAE: Are we witnessing a generational shift in the power of working people... and finally about to see wages consistently rise?
Wages are shooting up as employers scramble for staff - and not just in Britain, and not just because of Brexit. And it is lower and medium-skilled workers that are most in demand. Something similar is happening in the US, where for the first time for at least 30 years, lower-paid workers are seeing bigger percentage wage increases than highly-paid ones.
Ten ways to be sure your 'green' fund really does help save the planet... and can make you money at the same time
Green investing is more popular than ever with inflows into ethical, sustainable or responsible-badged investment funds running at record levels. But how do you know that the fund you are buying - for an Isa or a pension - is really green and in line with your ethics? Here are the ten questions you should get answers to before opting for a specific green fund.
Keep Our Cash: Fresh backing for our demands after more shops refuse cash and tell customers its cards or nothing
One in five consumers has been blocked from paying with cash at shops since lockdown rules were eased this summer - prompting more support for The Mail on Sunday's Keep Our Cash campaign. The consumer group Which? is the latest to back our demands for cash to always be available on the high street, with a bank and free cash machine in every town.
MIDAS SHARE TIPS: Dunelm has profited in the pandemic and its digital push means there's more to come
It would be fair to say the firm has had a good pandemic. Not only had it launched a strong e-commerce strategy before we were all locked in our homes, but it quickly moved to offer click & collect when stores could not open, and its out-of-town retail parks meant there was space for social distancing once in-person shopping restarted.
Swoop on hot property stocks and you could cash in on Britain's building boom but is it as safe as houses?
So, since mortgage rates are falling to record lows - and tipped to become even cheaper in 2022 - are the Halifax figures, supported by data from Nationwide, a signal to buy shares in housebuilders? If Boris Johnson wants to attract young voters, he must deliver on his pledge to turn Generation Rent into Generation Buy - if only to compensate for the shock imposition of extra national insurance on this age group. Since politicians can promise homes, but must rely on housebuilders to build them, the sector's giants will be crucial to the delivery of these policies.
Thinking of releasing the wealth tied up in your home? There are now more options and better rates than ever before
Retirees now have more options than ever when it comes to unlocking the money tied up in their homes. A lifetime mortgage is a type of equity release product which lets homeowners aged 55 or over access some of the money held in their property tax-free. Borrowers get a loan secured on their home - usually up to 58 per cent of its value - and they remain the sole owner. Once any outstanding mortgage has been paid, they are then free to use the money for anything they like, from paying off debts, to gifting money to family members or even enjoying a holiday.
Less miles driven in the pandemic and environmental worries see the number of drivers planning to buy an electric car next jump
Nearly half of UK drivers, or 46 per cent, are now considering to pick an electric or hybrid car as their next vehicle, up from 38 per cent last year and just 12 per cent in 2017, a new survey by insurer Aviva has showed. While many will be motivated by the fact that new diesel and petrol cars will be banned from 2030, with hybrids set to follow in 2035, a third said they've been converted as a result of the pandemic.
The new million-pound property hotspots revealed: Pandemic creates a 'never seen before' market as Scotland overtakes London as fastest market for ￡1m-plus sales
During the past year million-pound homes have taken an average of 67 days in London to find a buyer, while in Scotland they have typically taken 61 days, according to Rightmove. The fastest-moving area is Thames Ditton in Surrey, where million-pound homes have found a buyer in just 26 days. Pictured (clockwise from left) are: A five-bedroom detached house in Edinburgh, a four-bedroom terrace home in north London's Hackney, and a five-bedroom detached property in Surrey's Thames Ditton.
Women forced to wait for state pensions are STILL facing cash chaos as staff shortages cause delays of up to three months to payouts
Delays and slip-ups mean pensioners finally entitled to the benefit have been left without any income for weeks. And those that try to get answers on the phone have been made to wait for hours on hold. Around 3.8million women born in the 1950s lost out on up to ￡50,000 after their state pension age was increased from 60 to 66. Mandy Hardman was forced to keep working when her retirement age was pushed up from 60 to 66.
Only a quarter of Britons are on track to meet their retirement fund goals: Five ways to help save and plan your way to a richer later life
Just over a quarter of Britons are on track to reach their financial and lifestyle goals in retirement, new findings have warned. Despite so few people being set financially for later life, 85 per cent claim to have a 'fair to excellent' understanding of pensions, according to a Schroders Personal Wealth survey. The numbers would appear to indicate otherwise and having a genuine understanding of how you want to live in retirement is an important consideration for everyone.
SIMON LAMBERT: We'll all pay more tax to fix social care but the cash must not just line care home bosses' pockets and our problem isn't only about money
The Prime Minister deserves credit for seeking to deal with the social care crisis, but now we need to keep a very close eye on what the plan for the money is. Crucially, the ￡86,000 cap won't include daily living costs, such as accommodation, food and heating. Furthermore, the crisis in social care isn't just one of funding. There are major problems in the care system itself, with poor care standards, staff shortages, low wages, profiteering, and the burden placed on unpaid carers among them.
Death of the front garden? Lack of parking sees almost seven million homeowners convert their green spaces into driveways
New research by Direct Line Home Insurance claimed that 6.6 million people have turned either some, or all, of the green space at the front of their property into a dedicated parking area. The insurer suggested that an extra 3.5 million people are currently planning to do the same, while 4.8 million are considering the move in the future. It based its research on a survey of 2,000 adults, carried out between May 28 and the beginning of June this year.
Do you own overseas shares? What you need to know about currency risk and how to protect your portfolio against forex shocks
When you hold overseas investments, the value of your investment doesn't just depend on the performance of the stock itself, but of the underlying currency too, says Sarah Coles of Hargreaves Lansdown. It means no investor can afford to ignore currency risks entirely. However, most people just need to understand the risks they're taking and mitigate any they're uncomfortable with.
Back to work rush has sent sales soaring, says Pret boss as his city centre shops hit 80% of pre-Covid levels?
Pret a Manger boss Pano Christou is optimistic about trading in city centres after employees returning to offices last week drove a 15 per cent sales uplift in just seven days. He said the first full week after the school holidays had been the 'acid test' to gauge the scale of workers returning to areas such as the City of London after a switch to remote working over the pandemic.
Selfridges boss' Anne Pitcher tells us her radical plan for retail: Charity shops can help save high streets... and cut waste
Luxury department stores and charity shops might seem unlikely bedfellows. Some of us might even, reasonably, regard the endless proliferation of charity shops in the local area as a sign that our high street has taken a turn for the worse. But Selfridges chief executive Anne Pitcher says it's time to think again. Charity shops, she insists, could be about to play a vital role in hauling town centres - battered by the rise of online shopping and, more recently, the pandemic - back from the brink.
How to soften care tax blow: Boris is hitting workers and investors to fix funding crisis... but you can protect your savings
Boris Johnson yesterday announced a tax raid on workers and investors to finally tackle the care funding crisis. But how will it hit your pocket, and is there anything you can do to soften the blow? The health and social care levy will see workers pay an added 1.25 per cent on top of their National Insurance contributions.
I moved from BT to Expert Telecom and was assured by Expert they would deal with all legal and transfer matters. I have since had a letter from Moorcroft debt agency saying I owe BT ￡1,148.46 because I was in breach of contract. Apparently the information about a contract which I didn't even realise I was on came by e-mail. I didn't open this email as I was waiting for a cataract operation and couldn't see properly.
What does the average house price get you? We take a look at some very different homes for sale around the country for ￡260k
We take a look at 10 different homes for sale around the country that each have a price tag of ￡260k, ranging from a studio flat in London to a four-bedroom detached house in Scotland. Pictured: (clockwise from top left) are: A two-bed terrace in Bristol, a four-bed detached house in Scotland's Ayr, a two-bed semi-detached house in St Ives, a four-bed terrace in Northampton, a studio flat in London and in four-bed semi-detached house in Plymouth.
From shapeshifting city cars to lavish SUV limos: New models debuted at the Munich motor show are proof that not all electric vehicles look the same
This week's Munich motor show - or 'Mobility' show as it has officially been dubbed - has been a showcase of what electric cars of the very near future are set to look like. And despite a common misconception, the selection of unveilings in Germany this week suggest they will be as diverse - if not more so - than motors on the road today. Here is a full rundown of the best and most important electric cars launched in Munich this week. In our list is the teeny City Transformer (top left) that can shrink in size, Mercedes-Maybach's luxurious jacked-up EQS SUV limo (top right), Renault's all new electric Megane family car (bottom left) and Hyundai's Prophecy Concept (bottom right) that signals the design of its high-performance EV due in 2022.
The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?
The average mortgage rate is edging down, as lenders bring back their full range of products and launch tantalising deals with interest of less than 1 per cent for those with lots of equity. However, the situation is slowly improving for those at the other end of the scale, too, as five and 10 per cent deposit mortgages return.
Buy-to-let is much tougher than it once was. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips
Premium Bonds Winners
|Prize||Area||Value of bond|
|￡100,000||Cheshire West and Chester||￡10,000|
be a successful investor
This is Money on Twitter
THE INVESTING SHOW
MOST READ MONEY
STEVE WEBB ANSWERS YOUR PENSION QUESTIONS
MIDAS SHARE TIPS
FUND AND TRUST IDEAS
Latest from Saving & banking
ANSWERS FROM THE Experts
Latest from Holidays
|Updated 13 Sep 2021.|
|US Dollar||1.3495||Buy Now|
|Australian Dollar||1.825||Buy Now|
|Barbados Dollar||2.599||Buy Now|
|Brazilian Real||4.893||Buy Now|
|Bulgarian Lev||2.185||Buy Now|
|Canadian Dollar||1.694||Buy Now|
|Chinese Yuan||8.699||Buy Now|
|Croatian Kuna||8.478||Buy Now|
|Czech Koruna||28.78||Buy Now|
|Danish Krone||8.392||Buy Now|
|Hong Kong Dollar||10.41||Buy Now|
|Hungarian Forint||397.3||Buy Now|
|Icelandic Kr?3na||165.6||Buy Now|
|Indian Rupee||87.48||Buy Now|
|Indonesian Rupiah||18231.0||Buy Now|
|Israeli New Shekel||4.193||Buy Now|
|Jamaican Dollar||163.1||Buy Now|
|Japanese Yen||147.6||Buy Now|
|Jordanian Dinar||0.9203||Buy Now|
|Kenyan Shilling||144.2||Buy Now|
|Malaysian Ringgit||5.418||Buy Now|
|Mexican Peso||26.68||Buy Now|
|New Taiwan Dollar||34.86||Buy Now|
|New Turkish Lire||11.06||Buy Now|
|New Zealand Dollar||1.881||Buy Now|
|Norwegian Krone||11.66||Buy Now|
|Polish Zloty||5.132||Buy Now|
|Romanian New Leu||5.526||Buy Now|
|Russian Rouble||75.14||Buy Now|
|Singapore Dollar||1.795||Buy Now|
|South African Rand||18.98||Buy Now|
|South Korean Won||1499.0||Buy Now|
|Swedish Krona||11.55||Buy Now|
|Swiss Franc||1.226||Buy Now|
|Thai Baht||43.39||Buy Now|
|UAE Dirham||4.924||Buy Now|
|Vietnamese Dong||27664.0||Buy Now|